Financing Options

We work directly with Enerbank USA that provides loans for home improvements projects. This connection allows us to offer flexible payment options to meet your needs. With no prepayment penalties, you can pay off your loan whenever you want. This flexibility in the lending process helps us ensure our clients have a lender that works for them, not against them.

Finance your next project for as little as $99/mo. Finance terms from 60 months to 120 months.

No Prepayment Penalties

Unsecured Loans (no collateral on house/car)
60-120 month Loan Terms

Low Interest Financing

Financing for Every Budget

Low Interest Financing
Based on Credit Worthiness

We work directly with Enerbank USA to offer our clients home improvements loan with no prepayment penalties, no collateral, and flexible terms to meet every need and budget. Loan terms range from 60-120months with 8.99-12.99% APR based on credit worthiness. 


365 SAC (Same-As-Cash)
Based on Credit Worthiness

365 day SAC (Same-As-Cash) Loan. Get your project done with no money down and 0% interest when paid in full in 12 months.


Bad Credit
Minimum Credit Score of 580+

Avant is a secondary loan option. They are a reputable lender that provides higher risk loans to bad credit with high approval rates. Loan terms range from 24-60 months with rates from 9.95 - 35.99% APR based on creditworthiness. These loans include a origination fee of 1.50-4.75%.


Bad Credit
Minimum Credit Score of 500+

Personal Loans is a secondary loan option. They are a marketplace lender which means that they are connected to multiple lenders and will help you shop your loan to lenders that will take higher risk loans. Loan terms range from 6-72 months with rates from 6.95 - 35.99% APR based on creditworthiness. These loans include a origination fee of 1-5%. 


Home Equity Line of Credit
Provided by Equity Mortgage Lending in Owings Mills, MD


Contact an Experienced Maryland Roofing & Siding Contractor


Capitol Improvements is a family. We don’t just work for you, we work with you. Owner, Pat Jewell, will work alongside you from start to finish. Our 30 plus years of experience is backed by GAF, Mastic, and James Hardie certifications. Give us a call or contact us today for a quote on your home improvement options.

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